Fast Facts and Articles of Interest

Only 24% of students feel well-prepared to deal with the financial challenges that await them after graduation.
Financial Capability Now: Why College Students Can’t Wait

Students who work more than 20 hours per week are 46% more likely to report that financial stress has had a negative impact on their academic progress or performance.
Financial Stress: An Everyday Reality for College Students

Schools are turning to peer-educators to increase the financial literacy of their students.
Leveraging Our Greatest Resource: Students

Campus-wide collaboration is a key to overall success of a financial education program.
Snapshot of Financial Education Programming: How Schools Approach Student Success

44% of schools report using academically-supported methods for delivering financial education on campus.
Snapshot of Financial Education Programming: How Schools Approach Student Success

62% of 200 surveyed institutions are currently offering financial education programs.
Snapshot of Financial Education Programming: How Schools Approach Student Success

Finances are the second-largest stressor for students after academics – more than a third of students in the 2012 NSSE survey describe finances as “traumatic” or “very difficult” to handle.
NSSE Annual Results 2012

One in four first-year students and one in three seniors frequently did not purchase required academic materials due to their cost, and a third of students believed that financial concerns interfered with their academic performance.
NSSE Annual Results 2012

Despite financial concerns, three out of four students agree that college is a good investment.
NSSE Annual Results 2012

About 60% of students working more than 20 hours per week believe that their work interferes with their academic performance.
NSSE Annual Results 2012

The Inceptia Institute is the latest resource and community for financial aid professionals, higher education administrators, and financial educators to discuss student success and college student finance.
Inceptia Institute

Searching for Continuing Education Unit (CEU) ideas? Check out the Inceptia Institute Event page for upcoming events that might qualify for CEUs.
Inceptia Institute Events

Average net tuition and fees paid by full-time students enrolled in public two-year and in private nonprofit four-year institutions were lower in inflation-adjusted dollars in 2012-13 than they were in 2007-08.
Trends in College Pricing

In the past 10 years Undergraduate Students increased Federal Stafford Loan borrowing by 12%. Of this increase three-quarters of borrowers received a combination of subsidized and unsubsidized loans.
Trends in Student Aid

Only 31% of public, four-year directors think it is a good idea to make use of private loans to pay for college. But only a slim majority (51%) of private college admissions directors agrees.
Debt, Jobs, Diversity and Who Gets In: A Survey of Admissions Directors

84% of college admissions directors agree that prospective students place high importance on the ability of college degree programs to help them get a good job.
Debt, Jobs, Diversity and Who Gets In: A Survey of Admissions Directors

Student loan debt has now surpassed mortgage and credit card debt balances. Student Loan debt is the only type of debt to increase since the 2008 household debt crisis.
New York Fed Quarterly Report Shows Student Loan Debt Continues to Grow – May 2012

In 2012, only 48.8% of U.S. households reported having and following a household budget.
Visa’s International Financial Literacy – Barometer 2012

Only 49.7% of Americans say they speak to their children (ages 5-17) about money management issues.
Visa’s International Financial Literacy – Barometer 2012

Only 18.5% of Americans believe that teenagers and young adults understand money management basics and are adequately prepared to manage their own money.
Visa’s International Financial Literacy – Barometer 2012

A survey conducted by Visa Inc. found that a 37% of Americans learned basic money management skills on their own. Mothers were the primary source for 25% of respondents, while just 22% learned about personal finance from their fathers.
2011 Father’s Day Survey

85% of participants in a Visa Inc. survey believed that personal finance should be a requirement for high school graduates. Despite this belief, only four states mandated financial education for high school students in 2011.
Personal Finance Course Should be a High School Graduation Requirement